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Riverwood HOA Insurance Master Policy
Riverwood HOA Insurance Master Policy
Managing community risks is a shared responsibility between Riverwood HOA and every individual homeowner. While our master policy through Farmers Insurance Exchange provides $54,591,000 in blanket "Walls-In" property coverage—including built-in fixtures, cabinetry, flooring, and unit upgrades—it does not protect your personal belongings or temporary living costs if a loss occurs.
Did you know? The HOA master policy carries a $10,000 property deductible per occurrence. Under association guidelines, if a property loss originates inside your unit (such as a burst washing machine hose or kitchen fire), the $10,000 deductible is assessed directly to you.
To help you verify that your personal HO-6 Unit Owner’s Insurance Policy protects you against this $10,000 gap, Riverwood Finances has created a quick One-Page Insurance Comparison Cheat Sheet (available below).
3 Quick Steps for Every Resident:
Download the Cheat Sheet (riverwood-hoa-insurance-cheat-sheet.pdf).
Review Your HO-6 Policy to ensure you carry at least $10,000 in Loss Assessment Coverage.
Ask Your Agent the 6 key coverage questions listed on the cheat sheet.
riverwood_insurance_comparison_cheat_sheet.pdfPage updated
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